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Private car insurance quotation calculator

Please key-in all figures without comma, % or RM.


Please enter figures into this column


Figures in this column will be calculated automatically

Vehicle Sum Insured (market value) RM:



Cubic Capacity (CC) of your vehicle, i.e. 1300 or 1800


How much No Claim Discount (NCD) are you entitled to? (%)


How many passengers can your vehicle carry legally?


Would you like to have any extra coverage?

If so, please check applicable options below:

Legal liability to passengers (25% of third party premium + RM 10.00 per additional passenger [exceed 5]


Legal liability for Passengers Act of Negligence (RM 7.50 per vehicle)


Strike, Riot & Civil Commotion (0.3% of vehicle sum insured)


Flood (0.5% of vehicle sum insured)


Windscreen (15% of windscreen sum insured) Please state amount (RM)


Radio Cassette (15% of radio cassette sum insured). Please state amount (RM)

Radio Cassette

Additional Named Driver (RM 10 per additional driver - apart from first 2 drivers) i.e. if there is a 3rd driver, then select 1, if there is a 4th driver then select 2, and so on.

Additional Named Driver

Click the "CALCULATE" button (figures below will be automatically updated)

Gross premium


Stamp duty

RM 10.00

Total premium payable



The above rates/premium payable is NOT applicable if:

  • Vehicles are above 5 years old
  • For van, lorry, reconditioned vehicles, modified or sports model
  • For high performance vehicles (Example: Ferrari, Porsche, etc) and
  • For 4WDs except for Perodua Kembara and Suzuki Vitara
  • Luxurious vehicles (i.e. Mercedes, BMW, Volvo, Jaguar, Lexus)
  • Vehicles with sum insured exceeding RM 150,000

Using the form
on this page you can
calculate how much your private car
insurance premium
will be.