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|  | CAROL YIP Keynote Speaker
 Certified Financial
Planner
 Financial Coach
 Author
 "Smart Money-User"
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Below is a list of Carol Yip's most popular keynotes. Keynote addresses can be 
customised to suit your specific needs or events. Please
contact Carol for additional information. For most of us, money and our feelings towards money are not static, but 
fluid, dynamic and intense. We know so little about why we experience these 
emotions towards money and the effects they have on our very existence. Not only 
do we have a physical self, an emotional self and a social self, but we also 
have a financial or money self.  Our psychological money self is an integral part of our behaviour and 
influences the way we manage our money. In other words, your financial 
personality is a major factor in how you utilize or save your money.  Discover your financial behaviour to find your personal financial 
happiness and peace in this riveting and intriguing motivational 
presentation!  |  
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|  | It was a great pleasure having you as the Speaker for 
the public talk entitled "Understand Your Financial Behaviour" at Kolej 
Tunku Abdul Rahman Learning Centre in Kuala Lumpur. On behalf of Tunku 
Abdul Rahman College, I would like to thank you for devoting an evening 
to deliver the talk. Your talk was very informative and educational. I 
am sure the audience benefited immensely from your sharing of knowledge 
and insights on the topic" ~ Leong Eng Yee
 Director of Centre for Continuing Professional Education Tunku Abdul Rahman College
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|  | Carol’s talk goes deep and draws out the awareness and realization in 
understanding our financial behaviour. This awareness and realization is the 
first step to good money management for financial freedom. Carol, keep up the 
great work! Your transfer of knowledge to our society is priceless! ~ Tan Sai Hup, Assistant Director TEC |  |  
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▲ TOP This "How Parents Teach Kids To Be Smart Money-Users" awareness session is 
specially designed for parents concerned about their children's financial 
future.  In this session, you will be able to understand your kids' psychological 
behaviour and emotions that affect them to spend their allowances or money that 
you give them. You will learn simple money skills to teach your kids 
how to manage their money.  As parents, you will also know why your kids are facing challenges in dealing 
with money nowadays because Carol will share with you "What 
are the psychological influences and social challenges for kids to be Smart 
Money-Users these days?".  
|  | I am on the right track, as what I am doing now is exactly what you (Carol) are 
teaching here. I am glad to be here! Thank you very much! It is great to have 
more Carols in the society. You are making such a great contribution to our 
society and our country! Wish you all the best! ~Jacqueline Wong
 Parent of 2 children aged 2 and 5
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|  | This session is good because it teaches parents to link money principles to life 
values. Keep it up! ~Kamil Yusof
 Single Parent of 3 children aged 12, 16 and 21
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|  | Good reminder about my own financial behaviour and I get to hear from my son 
what he wants to do with his future and financially! ~Cara Kor
 Single Parent of 2 children aged 20 and 21
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▲ TOP This interactive keynote presentation is designed especially for self-discovery in 
personal effectiveness, which includes: 
Dealing with yourself and othersManaging your expectations effectivelyDiscovering your financial emotions and habitsEliminating credit card debts and loansGetting to know how to save on small income for retirement and family 
▲ TOP 
 Designed exclusively for young adults aged 16 to 25, this presentation prepares 
them for the financial responsibilities that lay ahead in their new career and 
personal adult life. They will learn money skills that are not taught in high 
school, college or university! In this motivational keynote presentation, young adults will learn to: 
Understand the importance of discovering their financial behaviour and 
emotions towards money Evaluate their personal money management process and financial skills to 
enhance their ability to handle moneyEvaluate their personal spending habits and debt management skills to 
avoid debts while building their careerCreate their personal financial philosophy and practical financial 
disciplines, so that they can become responsible, smart, money-wise working 
adultsCreate their own Personal Financial Action Plan, which they will be able 
to implement and practice while pursuing their career 
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Trimming your Debt — The Breakthrough!Break free of your debts and live a stress-free life with our ultimate debt 
slimming program! This workshop will enhance your financial literacy and 
understanding of your own personal behaviour, thoughts and emotions that affect 
you money management ability. It will help you see clearly to the roots of your 
money problems and release you from the shackles of your debts. 
|  | I have to tell you some good news! I have managed to refinance my house with 
lesser interest rate and lesser monthly instalment. I used the excess money to 
pay off my car loan and my other credit cards. What I have left now is 2 credit 
cards, but at least now I am able to pay the minimum. Carol, thanks for being so 
supportive and also listen to me, when I was lost in my financial planning. I am 
now very cautious in spending.
~Jenny Tan |  |  
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▲ TOP Book Carol for your upcoming event 
now! |