What readers say about Carol Yip's book
" ... this book is inspiring ...
BNI National Director, United Kingdom
"Smart Money-User is well thought out and the workbook approach compels the
reader into action. When I first started out as a young adult in the mid-80's,
my tertiary education was complete but my financial education was just
beginning. How I wish I knew then what this book teaches me today!
A book like
this is a must read for any young adult embarking on life
~Looi Kok Kheong
Year 2006 - 2007
Rotary Club of USJ
Money-User book has certainly taught me a lot of things about
money. It has also helped me to understand the relationship between me and
money, that is.... money and I work together! This book has also inspired me to
Student, Age 14
"I believe Carol's Smart Money-User has captured the essence of what being
money-wise is all about. A practical road map for progressing beyond happiness.
Any young adult who aspires to be happy, should read this book".
~S.K. Bhadra Freelance
Writer and Director of Union
Metal Sdn Bhd
"Carol Yip's Smart Money-User is a gem of a book! It will stand out as one
of the most useful guides to money management, both for the young as well as the
~Yau Jin Rin
Writer and CEO
Smart Money-User book is very easy to understand because it's written in very
simple English. The words are very basic and most of the people can easily get
your point. Secondly, your example between our brain and a computer is very
impartial and most young adults would easily get your message. Another point I
like to point out is your book has a strong temptation for me to keep on
reading. It is a good sign when a book is that compelling."
Onland (Hong Kong) Ltd
"I find you very
knowledgeable on the subject matter and your book covered all aspects of money
management in great details. It is a complete guide and manual for young adults.
For people who realise the importance of money management, this book will give
them a complete solution!"
BNI Malaysia, Thailand & Hong Kong
"Unless you have inherited a fortune to last a lifetime, this GEM of a book
is a must read for young adults starting out."
~Richard CM Wong
Chairman & Chief Listener – TEC Asia Centre
"I found your Smart Money-User book delightful. You have put together a
well-structured blueprint to help young people get their financial house in
order. Congratulations!" ~Rajen Devadason
Author & Certified Financial Planner
"Finally, a simple and down-to-earth financial book that is both practical
and easy to follow. Carol has successfully made financial jargon easy to
understand for people in the streets and more importantly a way to get out of a
financial rut. Well done Carol! "
~ Wai K Leong PCC, CPC
Managing Partner – JMC Consult Sdn Bhd