	The Abacus Academy � nurturing personal money intelligence	中文
● Sitemap ● Keynotes ● Money Rules book ● Smart Money User book ● Smart Money-User training program ● Corporate training ● Public workshops ● Upcoming events ● Workshop registration form ● Private coaching ● ASEN group coaching ● Fees & payments Policies & terms ● About us ● Testimonials ● Media ● FAQ's ● Resources & tools ● Download PDF brochure ● Tell-a-friend ● Bookmark site ● Contact

Cashflow calculator

Please key-in all figures without comma, % or RM.
Provide the information based on a per month basis.


PERSONAL FINANCIAL STATEMENT of:
MONTH YEAR

	YOURSELF	SPOUSE
Add cash inflow	$	$
Employment salary (net take-home pay after tax & other employment contributions)
Other income like subsidy, other aids or sources
Business income
Dividend or interest income
Rental income from properties
Other cash income
Total Cash Inflow
Less Cash Outflow
Savings
For yourself
For children
For spouse
Other savings
Regular Investment Contributions (like unit trust etc. other than employment contribution)
Total Savings and Investments
Fixed Expenses
Property mortgage loan
Car loan
Accommodation rental
Other loan repayment
Credit cards
Other fixed expenses
Insurance premium (for life and medical)
Children's fixed expenses
Total Fixed Cash Outflow
Non Fixed Expenses
Clothes and shoes
Children expenses like :
~ Food
~ Clothes
~ Child care
~ Toys
~ School fees & books
Household expenses, utilities and maintenance
Car road taxes, insurance and maintenance
Insurance premium (for house, travel insurance)
Subscription fees
Entertainment
Holidays and travelling
Other purchases or payments
Purchase of investment instruments (properties, stocks, business etc)
Tax payment
Total Non Fixed Cash Outflow
YOUR NET CASH POSITION (positive or negative)

Using the form
on this page you can
calculate your monthly
cash flow.